MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee)

Great gift that are easy to use.

I buy these cards all the time. They help me with spending issues I've had in the past. They work wonderfully. However, based on a lot of the reviews I've read, it's important you read the info pamphlet so you clearly understand how to go about using it. This will avoid many of the frustrations I read about in other reviews. First, this card can not be used to retrieve cash. Second, if you plan on using it for online purchases you need to register it in your name which will link it to your zip code. When merchants run CC #'s, the 4 main things that need to match with the card are name, card #, zip code and most of the time the CVV # on the back of the card. As long as you registered it correctly any online purchase will always go through assuming there's enough $ on the card. Third, every retailers CC machines operate differently. So, it's important to ask the cashier if their machine automatically subtracts the amount available on the card from your purchase balance or if you need to tell them the exact amount that's on the card so they can manually punch that in before you swipe the card. Asking this will avoid the card from getting declined. If your purchase balance is less then what's available on the card, then you don't need to ask. Also, there's been a handful of times where mine got declined even though I knew I had plenty of funds. I just re-ran the card as debit instead of credit and it works. If you haven't registered your card and need to run it as debit, the pin is the last 4 digits on the card. Fourth, if you purchase items that may hv a chance of being returned, try very hard to keep that card on hand even if it's all used up. Most retailers insist they reimburse your $ bk onto its original form of payment or you'll end up with store credit. There's been many times I went to return and threw out my card already and had to basically make a scene to get cash back. Lastly, never ever ever pay at the pump when getting gas w these types of prepaid cards. There's extra security set up on the CC machine at gas pumps. It knows its a prepaid card, so it will hold all the funds available on your card for probably 7 days. Any retailer that accepts CC has to batch out their machine before any of those funds are deposited into their bank account. This is why they hold the funds. And honestly for whatever reason that I don't understand it seems that these cards can't be used to pay bills online or over the phone. But, that's no fault of the card. That will happen no matter what prepaid card you use. I hope this helps as you scroll along other reviews regarding their troubles they experienced. I believe if you are aware of this then it will help avoid any frustrations and help you determine if this is the right type of card depending on your needs.

Wirks everywhere not one problem!

Great prepaid card. Wish the fee was less but it works!

Do not get!! - I got this for my daughter, she tried to use it and it had $0 money on it. I have called Amazon 3 times to get refunded since it was used before it was delivered to my daughter. I still have not gotten a refund 3-4 months later. When I have spoken with someone at Amazon, they say they’ll take care of it but nothing ever gets done- I was told I would get a refund but I have not. I bought mid April, and called May 1st for a refund when my daughter tried using for first time and it had $0 balance on it. I contacted BBB, who did not help me. After the 4th contact with Amazon- they told me to contact Blackhawk Network-the company that supplies the gift cards. (why they did not tell me this on my first phone call to them, I do not know). I did contact Blackhawk, but they said their policy states you have to contact them within 60 days for disputes and of course, it was over 60 days, so they would not help me, which is a shame since they have the ability to investigate all of the transactions. So I lost $206.95. Such a shame that neither Amazon- a billion dollar company, the BBB, nor Blackhawk Network would help me get my money back -- I suppose they do not care about the little people who believe $206.95 is a lot of money to be scammed out of... this is definitely fraudulent. I suspect someone at Amazon took the card number and pin, sold it to someone or used it themselves - then boxed it up and sent it to my daughter in a nice Amazon box, knowing we could not do anything about it. How else could this have happened? This should be investigated further by Amazon. This is just not right that Amazon and Blackhawk Network will not help. Just Beware of the gift cards and buy at your own risk!

Great product

Register your card and set up a pin and you’ll have no problems. Don’t use at the gas pump unless you prepay.

Update! The card still works but some locations it just declines it no matter if it's ran as debit or credit..(dollar store). Then another gas station it declined it twice but the cashier tried manually entering the card number, exp date, etc and it worked. So if it's declining it see if the cashier will manually enter the info from the card, that seems to work. I registered the card as soon as we got it. It tells how in the pamphlet, it let me check the balance on the same website and it was$200 just like I had ordered. It also let me set up a 4 digit pin on the website. The card works fine but it does tell you where and how to use it. If you're using it to get gas pay inside not at the pump. You can't pay over the phone using this card, and it also states you can't use it for online orders, because it doesn't have your name on the front so it's not verifiable. Otherwise, we got gas today and paid inside it worked fine, used at a drive thru and worked fine so I have no complaints. It's good for things like that, as far as paying bills I don't think it will work. Also if you go to check out and you're wanting to use you're remaining balance along with another form of payment to cover the difference you must tell the cashier the exact amount you want to take off the card, or it will decline it. Overall, it's just what I needed and so far I've had no issues with it.